Flood insurance raised with MPs

Nick Gibb told the House of Commons the householder had been refused insurance because ‘the boundary of his property had suffered flooding’.

This occurred last June during the widespread floods in the area. But the individual’s neighbours had continued to be insured by their respective companies.

Mr Gibb, the MP for Bognor Regis and Littlehampton, said the case showed why the government was right to consider taking on new powers to regulate for affordable house insurance.

After the debate, Mr Gibb said: “I am delighted that the government intends to take powers to ensure the insurance industry does provide the insurance cover households need.

“I have written to the insurance company involved asking them to explain why they were the only insurance company refusing to offer flood insurance, or indeed any cover, to people in that part of Middleton.

“I raised this case with the chief secretary to the Treasury (Danny Alexander) on the floor of the House of Commons and will do so again once I receive a response from the particular insurance company. It is very important all insurance companies adhere to the agreement reached with the government and that all households are able to obtain flood insurance.”